Thank you so much. You have gone above and beyond what most would do.  Our experience on Brooks Street was a pleasure which is why I called you this time. I most definitely will call you when I can buy again.
Thank you again,
Kathy

I would recommend to anyone who has to sell their home under a "short sale" to give Paul Ruston a call.  Paul and his dedicated team of realtors worked with my mortgage company to sell my home.  Paul and his team also worked with the buyer’s agent and helped guide me through the steps and made this process easy.  To Paul and the Assist-2-Sell team thank you for helping me sell my home.
 
Sincerely,
A. Martinez

NO COST Short Sale Program

Our “NO COST Short Sale” program allows you to get out of your home
 without paying out of pocket expenses.

FAQ's

What is a short sale?
A “short sale” is what happens when a mortgage company agrees to take less than they are owed on the sale of a house.

Why wouldn’t my mortgage company just foreclose on me?
Because your home would be worth less after foreclosure and the foreclosure expense than it would be as a short sale. It makes more sense for the lender to agree to a short sale.

Why wouldn’t I just allow my home to go into foreclosure?
Because a foreclosure is far worse on your credit than a short sale would be. While it may be tempting to run from the problem, you may learn to regret running in a few years when you want to forget about this time in your life but the foreclosure continues to financially haunt you.

When you say “no cost”, what does that mean?
Once you call us, in most cases you will stop all payments for the mortgage, HOA fees, taxes and utilities (if you are no longer in the house).

Who pays the commission?
Your lender pays the commission.

How long does a short sale take?
4-6 months

What if my sale date is close? Is it too late?
No. Just call us immediately. We can get the lender to hold off on the foreclosure or trustee sale.

Should I continue to make my payments?
That depends on your situation. No one answer will fit everyone. Call us and we can go over your situation.

Is it more difficult if I have a first and a second?
Yes. It takes the first and the second to agree to the sale but they almost always do.

Will I owe taxes if I sell?
No. In late 2007 Pres. Bush signed legislation stopping the tax penalty on short sales for homes that are primary residences. *Please seek advice from your accountant for confirmation. Check our blog on additional information regarding this legislation.

Will I owe taxes if I bought the house as an investment?
Yes. But it probably still makes sense to do a short sale because the problem doesn’t go away because you may owe taxes. *Please seek advice from your accountant for further information.

Should I continue to live in my house or should I move now?
Yes, but it is up to you. You won’t be paying much other than power to live in your house and you would be paying rent somewhere else.

What should I do first?
Call us now! The sooner we get this started, the less out of pocket you will have and the sooner you can get on with your life.